Overview of Ameriserv Trust and Financial Services
Company
AmeriServ Trust and Financial Services Company (”AmeriServ”)
is an affiliate of AmeriServ Financial, Inc., a Western Pennsylvania-based
bank holding company. AmeriServ Financial, Inc. is also the parent
of AmeriServ Financial Bank in Johnstown, AmeriServ Associates
of State College, and AmeriServ Life Insurance Company.
As a provider of trust and investment management products and
services, AmeriServ delivers personalized, professional service
to clients. Its staff of approximately forty professionals administers
assets valued at approximately $1.8 billion by providing a vast
spectrum of services which include trust and estate administration,
pension, profit sharing, 401(k) and 403(b) plans as well as custom
designed investment management accounts and non-qualified plans
for special purposes. The company has grown steadily contributing
significantly to the success of AmeriServ Financial, Inc.
Ronald W. Virag is President and Chief Executive Officer and
David L. Mordan is Senior Vice President and Chief Operating Officer
of AmeriServ. Under their leadership and the guidance provided
by the Board of Directors, the company develops and executes its
carefully drawn strategic and business plan in pursuit of its
goals. The Board of Directors ensures that the company operates
within all compliance, regulatory and legal parameters applicable
to its staff, products and services.
BIOGRAPHIES
Ronald W. Virag, CTFA
President & Chief Executive Officer of AmeriServ Trust
& Financial Services Company
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Mr. Virag has over thirty years of trust experience. He is a graduate
of St. Vincent College, Latrobe, Pennsylvania where he earned
a B.A. Degree in Economics. He attended the University of Pittsburgh
School of Law and is an honors graduate of the National Graduate
Trust School at Northwestern University, a Certified Trust and
Financial Advisor, a Certified Financial Services Counselor, and
an Accredited Estate Planner. Ron has been active in state, regional
and national trust schools and training programs. He has served
as an instructor and lecturer at the National Trust School and
National Graduate Trust School at Northwestern University and
in the paralegal training program at Penn State University’s
Behrend Campus. He has also taught trust and estate administration
at the Pennsylvania Trust School, the Midwest Trust Schools and
Cannon Financial Institute. Ron has served as a member of the
CTFA Advisory Board for the Institute of Certified Bankers and
as a member of the Editorial Board for CTFA Magazine. He is a
member of the Trust Specialty Real Estate Committee, the Cambria/Somerset
Counties Estate Planning Council, Chairman of the Fiduciary Education
Foundation and is active in many professional and community organizations.
David L. Mordan
Senior Vice President, Chief Operating Officer and Manager,
Union Relationship Management Division of AmeriServ Trust &
Financial Services Company
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Mr. Mordan has over twenty-two years experience in fiduciary
taxation and accounting, and in the administration of trusts and
retirement plans. He supervises the administration and operation
of the specialty real estate investment funds and is the senior
relationship manager for all union business. He is a Certified
Public Accountant and has completed the certification program
through the College of Financial Planners, Denver, Colorado, earning
the Certified Financial Planner designation. A graduate of Penn
State University, he is also a member of the the Trust Specialty
Real Estate Committee, the Institute of Management Accountants,
American Institute of Certified Public Accountants, Pennsylvania
Institute of Certified Public Accountants, and is active in many
other professional and community organizations.
Gary M. McKeown
Senior Vice President and Chief Lending Officer of AmeriServ
Financial Bank
Specialty Real Estate Investment Officer of AmeriServ Trust &
Financial Services Company
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Mr. McKeown has over thirty-five years of banking experience.
In addition to his responsibilities as the Chief Lending Officer
for AmeriServ Financial Bank, Gary serves as the chairman of the
Trust Specialty Real Estate Committee. For over fifteen years,
Gary has provided reviews and recommendations for commercial banking
transactions. He earned a Master of Public Administration degree
and a graduate certificate in financial management from the University
of Pittsburgh. He is graduate of the Community College of Allegheny
County and an honors graduate of Point Park College in Pittsburgh,
PA. Gary taught various banking courses for the American Institute
of Banking. He a director of the Pittsburgh Chapter of Robert
Morris Associates, and a member of the Financial Accounting Standards
Committee of the Pennsylvania Bankers Association.